Disability and Life Insurance Rates

Review the rates for Disability and Life Insurance:

2023 Long-Term Disability Core plus 10% Buy-Up option Insurance Monthly Rate*

If you elect the LTD Core Plus 10% Buy-Up option, you pay the premium for the buy-up option on an after-tax basis.
Long-Term Disability Core Plus 10% Buy-Up Option
Your monthly cost per $100 of monthly covered earnings.$0.20

2023 Supplemental Life & Accidental Death and Dismemberment (AD&D) Insurance Monthly Rates*

If you elect coverage under any of these plans, you will pay the full cost of these benefits and the premiums are deducted from your paycheck on an after-tax basis. When you reach a new age bracket during the year, your cost will increase effective the first month following your date of birth.
Supplemental Life Insurance
 Your monthly cost per $1,000 of coverage
AgeNon-Tobacco UserTobacco User
< 30$0.02$0.03
30-34$0.03$0.04
35-39$0.04$0.05
40-44$0.05$0.08
45-49$0.08$0.14
50-54$0.13$0.22
55-59$0.24$0.40
60-64$0.38$0.63
65-69$0.60$1.03
70+$1.20$2.06
Dependent Life Insurance (Spouse/Domestic Partner)
AgeYour monthly cost per $1,000 of coverage
<25$0.05
25 -29$0.06
30-34$0.08
35-39$0.09
40-44$0.10
45-49$0.15
50-54$0.23
55-59$0.34
60-64$0.48
65-69$0.70
70+$1.30
Dependent Life Insurance (Child)
Coverage OptionsYour Monthly Cost
$5,000$0.95
$12,500$2.38
$25,000$4.75
Supplemental AD&D Insurance
Your monthly cost per $1,000 of coverage$0.02
*Your deductions may differ slightly due to rounding.