New Hire Benefits Enrollment
As a new hire, you have 15 days from your hire date to complete your benefit elections. During this enrollment period, you may make changes to your elections as many times as needed through MyHR > Benefits > Change Enrollment.
If You Are Hired During Open Enrollment
If your new-hire enrollment period overlaps with Open Enrollment, you will have two separate enrollment actions to complete:
- Your New Hire Benefits Enrollment for coverage through December 31, 2026.
- Your 2027 Open Enrollment election for coverage beginning January 1, 2027.
Completing one enrollment does not automatically complete the other. Please review the Dual Enrollment Flyer for instructions on completing both enrollment events.
Making Changes After Your Enrollment Period
Generally, your 2026 elections will remain in effect through December 31, 2026, and your 2027 elections will remain in effect through December 31, 2027.
After your applicable enrollment period ends, you generally may only change your benefit elections if you experience a Qualified Life Event, such as marriage, divorce, birth, or adoption of a child. The event and any applicable benefit changes must be reported through MyHR within 30 calendar days of the event.
ALEX Can Help You Compare Your Benefits Before You Enroll.
It’s important to have options when it comes to health care so you can choose the best plan to meet your own, individual needs. ALEX is a fun, interactive online tool that provides you with personalized support before you enroll, making it easier for you to compare plans. Meet ALEX here.
Benefits Glossary.
Review terms related to the health plan to help you better understand how each plan works. Learn more.
| 2027 Open Enrollment | New Hire Enrollment | Qualified Life Event | |
| Deadline to enroll | October 19 - November 6, 2026 | 15 calendar days from date of hire** | 30 calendar days of life event*** |
| Benefits coverage you will receive if you do not enroll: | Your contributions will be set to $0 for: · Health Savings Account (HSA)* · Flexible Spending Account (FSA) —both Health Care (General Purpose and Limited Purpose) and Dependent Care You’ll have the same coverage in 2027 as you did in 2026 for these plans and programs, including the same enrolled dependents: · Health (including your prior tobacco use attestation) · Dental · Vision · Supplemental Life insurance · Supplemental AD&D insurance · Dependent Life insurance (Spouse/Domestic Partner and Child) · Long-Term Disability 10% Buy-Up · Legal Assistance Plan · Critical Illness Insurance · Accident Insurance · Hospital Indemnity Insurance You’ll continue to have coverage in these core benefits (no election is required): · Basic Life · Basic Accidental Death &Dismemberment · Short-Term Disability · Core Long-Term Disability · Business Travel Accident · Employee Assistance Program (EAP) · Live Well wellbeing resources and family-friendly Benefits · Rx Savings Solutions | You will have coverage in the following core benefits:
| If you do not change your benefit elections on MyHR within 30 calendar days of a qualified life event, no changes will take effect. |
| How to enroll: | Visit MyHR before the deadline. | Visit MyHR before the deadline. | Visit MyHR within 30 calendar days of your life event. |
| When you will see your elections summary: | At the end of your enrollment process, you will see your elections summary. Make sure you carefully review it for accuracy at that time. If you find any inconsistencies, you should notify the People Experience Center immediately via ERIN and within four days from the end of enrollment period. “Request Assistance” directly within ERIN and a member of the People Organization will contact you directly. | ||
*If you’re a participant in the Green or Orange health plan, you’re required to enroll in the HSA in order to complete the enrollment process; however, you’re not required to make personal contributions and you’ll receive the company contribution.
**You have 15 calendar days from your hire date or the date you become a benefits-eligible employee to enroll in your Health and Welfare benefits - this is called your initial eligibility period. Assurant will allow an additional 15 calendar day grace period to make changes to your enrollment if for some reason you are unable to enroll with in the designated 15 calendar day enrollment period. If you do not enroll by the end of the grace period, you’ll be defaulted into the benefits outlined above.
***You’ll not be able to change your health, dental, vision and Flexible Spending Account elections during the calendar year unless you experience a qualified life event and report it through MyHR within 30 days. Assurant will allow an additional 30 calendar day grace period to make changes to your elections if for some reason you are unable to make your changes within the designated 30 calendar day qualified life event enrollment period.
Qualified Life Event
If you’ve recently experienced a change in your personal, family, or coverage eligibility status, you may be eligible to make certain mid-year changes to your benefits. Be sure to review the information about Qualified Life Events and HIPAA Special Enrollment Rights in the Assurant Health and Welfare Plan Summary Plan Description prior to submitting your change request on MyHR.
The following are examples of qualified life events:
- Birth, adoption or placement for adoption, or birth of a child from a surrogacy arrangement.
- Becoming a foster parent/legal guardian.
- Marriage or divorce.
- Loss of dependent eligibility.
- Significant change in your or your spouse’s/domestic partner’s/dependent’s employment status that affects your or his or her eligibility for coverage.
- Significant changes in coverage under another plan.
Note: Health Savings Account contributions can be changed at any time on MyHR.
ID Cards
If you enroll in the health plan, you and your covered family members will each receive one combined Anthem Blue Cross and Blue Shield (medical/vision) and CVS Caremark (prescription) card in the mail within 30 days of your enrollment. You also should receive a Health Savings Account (HSA) debit card from Anthem if you enroll in either the Green or Orange plan.
If you need to visit your doctor or use your pharmacy benefits before you receive your new ID cards, you can print temporary ID cards.
To print your Anthem Blue Cross and Blue Shield temporary ID card, first call 1-855-285-4212 to request your ID number. Then, using your ID number, visit Anthem.com to sign up and follow the steps to print off a temporary ID card.
If you enroll in the dental plan, you will not receive a card in the mail and don’t need one. You can print one on the MetLife website.
If you have any questions simply begin a chat with ERIN — our Employee Resource and Information Network — and ask your question.