2027 Benefits Open Enrollment: Oct. 19 - Nov. 6, 2026
YOU TOLD US WHAT MATTERS. WE LISTENED. WE ACTED.
Your feedback pointed to three priorities: managing costs, simplifying benefits, and strengthening support. In response, the 2027 benefits changes help reduce costs when you need care, make benefits easier to navigate, and expand support for you and your family. Assurant will continue to cover 82% of healthcare costs while investing in your total wellbeing.
Questions? Begin a chat with ERIN
What's New and Changing
We've made enhancements to the Orange Plan to help improve the value of your coverage and reduce costs when you need care.
- Lower in-network deductibles
- Lower in-network out-of-pocket maximums
Beginning in 2027, families enrolled in the Orange Plan will meet one combined family deductible before the plan begins sharing the cost of covered services
What Happens If You Take No Action During Open Enrollment
If you don’t elect or waive coverage during 2027 Open Enrollment, most of your current benefits will automatically roll over — but at 2027 rates, except for the Flexible Spending Account (FSA) and Health Savings Account (HSA), which do not roll over and require your active enrollment each year. If you want to contribute to an FSA or HSA in 2027, you must actively elect it on MyHR by Friday, November 6.
IF YOU DON’T ENROLL IN BENEFITS BY NOVEMBER 6 AT 10 P.M. ET:
- Health (including your prior tobacco use attestation)
- Dental
- Vision
- Supplemental Life Insurance
- Supplemental AD&D Insurance
- Dependent Life Insurance (Spouse/Domestic Partner and Child)
- Long-Term Disability 10% Buy-Up
- Legal Assistance Plan
- Critical Illness Insurance
- Accident Insurance
- Hospital Indemnity Insurance
ALEX Plan Comparison Tool
Compare plans and estimate your costs. Based on your responses to questions about yourself, any dependents you plan to cover, and expected healthcare use, ALEX offers suggestions on which health plan may be right for you. While ALEX can help you decide what’s most important to you, the choice of plan enrollment is your personal decision. Assurant cannot see the information you enter, and your responses remain confidential.