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Medical 

Assurant offers four comprehensive health plans - Purple, Blue, Green and Orange- administered by Anthem Blue Cross and Blue Shield. 

Quick Access Resources

Anthem2027 Summary of Benefits and CoverageALEXAll Resources

Cost and Comparison

These plans have different deductibles, copayments, coinsurance, out-of-pocket maximums and per paycheck contributions.

  • Coverage level - you can choose coverage for Employee-Only, Employee & Spouse/Domestic Partner, Employee & Children or Employee & Family.
  • Under the Purple plan, coverage is provided for in-network only.
  • Under the Blue, Green and Orange plans, coverage is provided for both in-network and out-of-network care.
  • In-network preventive care is 100% covered.
  • Prescription drug coverage is included.
  • Care from specialists can be covered even without a referral.
  • Coverage offers protection from catastrophic expenses.
  • Wellbeing programs are available for you and your family.

Under the Green and Orange plans, you can contribute to a Health Savings Account (HSA) and/or Limited Purpose Flexible Spending Account (FSA). These accounts work differently so be sure that you fully understand the benefits of each. Under the Purple and Blue plans, you can contribute to a Healthcare FSA.

 
2027 Health Plans
PURPLEBLUEGREENORANGE
What the plan pays
In-Network Preventive Care100%
Health Savings Account (HSA)N/AHealth Savings Account
Flexible Spending Account Eligibility Health Care FSALimited Purpose FSA
Annual Assurant contributions to your HSA (Individual/Family)1N/A$500/$1,000
Lifetime Maximum2Unlimited
Medical Coverage 
In-Network Services85%80%90%
Out-of-Network ServicesN/A60%70%
 What you pay
Per Paycheck Contribution (Full-Time Employees)
Click here for 2027 part-time employee health rates 		Non-tobacco users will receive a separate Tobacco-Free Health Credit of $23.08 per paycheck, lowering your total contribution.
Employee-Only$114.79$191.45$109.26$59.87
Employee & Spouse/Domestic Partner$319.85$473.60$282.54$135.89
Employee & Child(ren)$294.37$428.65$256.33$127.57
Employee & Family$428.11$653.65$386.05$169.50
Annual Deductible (Individual/Family)1,3,4 
AggregateYes Yes Yes Yes 
In-Network Services$250 / $500$450 / $900$1,750 / $3,500$2,500 / $5,000
Out-of-Network ServicesN/A$1,450 / $2,900$2,750 / $5,500$4,600 / $9,200
Medical Coinsurance or CopayWhat you Pay: In-Network/Out-of-Network 
Primary Care Physician$25 copay20%/40%10%/30%
Specialist$45 copay
(includes urgent care) 		20%/40%10%/30%
Emergency Room$300 copay20%/40%10%/30%
Hospital Inpatient & Outpatient
  • Deductible +15% In-Network
  • 100% Out-of-Network
20%/40%10%/30%
Annual Out-of-Pocket Maximum (Individual/Family)1,4,5 
EmbeddedYesNoYesYes
In-Network Services$3,000 / $6,000$3,450 / $6,900$4,200 / $8,400$5,000 / $10,000
Out-of-Network ServicesN/A$6,450 / $12,900$7,200 / $14,400$9,200 / $18,400

1 “Family” includes Employee & Spouse/Domestic Partner, Employee & Child(ren) and Employee & Family.

2 There’s a combined $30,000 medical and prescription drug lifetime maximum benefit for infertility treatment. Precertification is required to receive this benefit.

3 Under an aggregate deductible, the full family deductible must be met before the plan begins sharing the cost of non-preventive covered services.

4 Deductibles and out-of-pocket maximums for in- and out-of-network services must be met separately — they don’t cross-accumulate.

5 An embedded out-of-pocket maximum means that the Family out-of-pocket maximum includes an Individual out-of-pocket maximum. If an individual in the family reaches the Individual out-of-pocket maximum before the Family out-of-pocket maximum is reached, covered benefits for that family member will be paid at 100%.

Resources

2027 Resources

Health Support Resources