Eligibility for the Assurant Health, Dental and Vision Plans

This chart explains who is eligible to enroll in the health, dental and vision plans.
ParticipantEligibleNot Eligible
Employees

Active, regular full-time employees.

 

Active, regular part-time employees regularly scheduled to work at least 20 hours a week.

 

Temporary employees who are not seasonal employees and who are on Assurant’s payroll and are regularly scheduled to work at least 30 hours per week.

 

Employees on a qualifying leave of absence also may be eligible for certain Assurant benefits if they pay their share of the premium.

Seasonal employees working annually in positions of limited duration not to exceed five months.

 

Leased employees or independent contractors.

 

Employees not on the U.S. payroll.

Spouse/Domestic Partner1

Your lawful spouse.

 

Your domestic partner.

Spouses/domestic partners of your eligible adult child(ren).2
Children2

Your child(ren), up to the end of the month in which they turn age 26, regardless of student or marital status or whether they live at home with you.

 

Your unmarried child(ren) who are permanently and totally disabled and – if age 26 or older – for whom you have provided proof of disability.

Grandchild(ren) or step-grandchild(ren), unless you claim the child(ren) on your federal taxes and you are the legal guardian.

See the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for a full description of dependent eligibility and any documentation required for all plans.

1Refer to the Assurant Health and Welfare Benefit Plan Summary Plan Description (SPD) for the definition of a domestic partner and the tax implications of domestic partner coverage.

2Eligible children include your own and your spouse's/domestic partner's biological and adopted children.

Qualified Medical Child Support Order

Assurant will honor a Qualified Medical Child Support Order relating to provisions for child support, alimony payments, or marital, domestic partnership or civil union property rights that may require you to provide medical coverage to an eligible child. If Assurant receives such an order, you will be notified of how it will be handled with respect to your benefits.

Dependent Eligibility Verification

At Assurant, we value our employees' wellbeing and strive to provide you and your family members with market-competitive and affordable health care coverage. An important component of controlling health care costs is ensuring that only eligible dependents are enrolled in Assurant's benefit plans. If you elect coverage for your dependents under the health plan or dental plan, you'll be required to verify your dependents’ eligibility. After your enrollment, you’ll receive a mailing at your home address from Mercer, the benefits eligibility vendor that Assurant's working with to administer this process. Please read the materials you receive carefully and return all requested documents by the deadline indicated in the letter. If you don't provide the required documentation by the deadline, your dependents will be removed from coverage.