Flexible Spending Accounts Contributions

Learn about FSA tax savings and contribution limits:

Health Care FSA

If you participate in the Health Care FSA, while there are no minimums, the maximum annual contribution for 2024 calendar year is $3,200. 

If you are enrolled in an Assurant health plan, review the FSA Benefits page to see the difference between a General Purpose FSA and a Limited Purpose FSA.

Dependent Care FSA

If you participate in the Dependent Care FSA, while there is no minimum annual contribution, the maximum annual contribution is $5,000 (including any pre-tax contributions your spouse makes to a Dependent Care FSA through his/her employer). If you are married and file separate tax returns, the maximum annual contribution is $2,500.

Legal limits for highly compensated employees – If you are a highly compensated employee (HCE), as defined by the IRS, your savings opportunity may be limited, the limit for each year will not be determined until early in that year. If this impacts you, you’ll be notified by the People Experience Center. The estimated maximum contribution for HCEs for 2024 is $1,500.