You must reenroll during Open Enrollment to participate in the 2026 calendar year. The 2026 maximum contribution is $3,400.
The minimum annual FSA contribution is $130. Because FSAs follow a “use it or lose it” rule, it’s important to estimate your eligible expenses before choosing a contribution amount. For example, if you enroll later in the year and have only two or three pay periods remaining, the $130 will be divided across those remaining paychecks, resulting in a higher per-paycheck deduction. Please keep this in mind when planning your elections.
Learn more about Flexible Spending Accounts, including the difference between a General Purpose FSA and a Limited Purpose FSA here.