If you'd like to set aside pretax dollars in a Health Care FSA to pay for eligible healthcare expenses, you must re-enroll each year. The limit for 2026 is $3,400. The IRS has not yet announced the 2027 maximum contribution limit. We will post the 2027 limit once it becomes available.
The minimum annual FSA contribution is $130. Because FSAs follow a “use it or lose it” rule, it’s important to estimate your eligible expenses before choosing a contribution amount. For example, if you enroll later in the year and have only two or three pay periods remaining, the $130 will be divided across those remaining paychecks, resulting in a higher per-paycheck deduction. Please keep this in mind when planning your elections.
Learn more about Flexible Spending Accounts, including the difference between a General Purpose FSA and a Limited Purpose FSA here.