Do you have health coverage outside of Assurant?

If you have other medical coverage such as through your spouse’s/domestic partner’s employer, you can waive health plan coverage under the Assurant program. Although Assurant does not require that you submit proof of your other medical coverage before allowing you to waive health plan coverage, we maintain the right to request such proof at any time.

The Health Insurance Marketplace offers health plans to the public. Please visit HealthCare.gov or call 1-800-318-2596 for information on health insurance available through the Healthcare Exchange Marketplace or visit IRS.gov/aca regarding potential government tax credits. You also may qualify for Medicaid based on government eligibility rules. Visit cms.gov to find more information.

Affordable Care Act Standards and Assurant Health Plans

The Assurant Blue, Green and Orange health plans offered to eligible U.S. Assurant employees meet the "minimum value threshold" of coverage required by the Affordable Care Act. The Orange health plan also is intended to meet the definition of “affordable,” depending on your household income. Since all the Assurant health plans meet these standards, eligible Assurant employees likely will not qualify for a tax credit via the Marketplace. However, employees always have the choice of purchasing other coverage on their own through the Marketplace.

Note: If you waive Assurant health plan coverage and purchase coverage through the Marketplace, you cannot re-enroll in the Assurant health plan until next year's Open Enrollment period unless you experience a qualified life event and report it through MyHR within 30 days.

Also, if you enrolled in the Assurant health plan and later decide you want to purchase coverage through the Marketplace, you cannot cancel your enrollment in Assurant’s health plan until next year's Open Enrollment period, unless you experience a qualified life event and report it through MyHR within 30 days.