2024 Accident Insurance Monthly Rates*
If you elect coverage under the Accident Insurance plan, you will pay the full cost of this benefit and the premium is deducted from your paycheck on an after-tax basis.
| Employee-Only | Employee & Spouse/Domestic Partner | Employee & Children | Employee & Family | |
| Low Plan | $3.94 | $7.91 | $8.50 | $12.47 |
| High Plan | $8.55 | $14.03 | $15.02 | $20.41 |
2024 Critical Illness Insurance Monthly Rates*
If you elect coverage under the Critical Illness Insurance plan, you will pay the full cost of this benefit and the premium is deducted from your paycheck on an after-tax basis.
Critical Illness Insurance Monthly Premium Per $15,000 of Coverage | |||||
| Non-Tobacco User | |||||
| Age | Employee-only | Employee & Spouse/Domestic Partner | Employee & Children | Employee & Family | |
| <30 | $3.45 | $7.05 | $5.70 | $9.15 | |
| 30-34 | $4.80 | $9.60 | $7.05 | $11.70 | |
| 35-39 | $6.00 | $12.00 | $8.25 | $14.25 | |
| 40-44 | $7.20 | $14.55 | $8.40 | $15.45 | |
| 45-49 | $10.80 | $21.60 | $13.05 | $23.85 | |
| 50-54 | $13.95 | $28.05 | $16.20 | $30.30 | |
| 55-59 | $19.05 | $38.40 | $21.15 | $40.65 | |
| 60-64 | $24.90 | $50.70 | $27.15 | $52.80 | |
| 65-69 | $34.50 | $70.05 | $36.60 | $72.30 | |
| 70+ | $49.05 | $99.60 | $51.30 | $101.85 | |
Critical Illness Insurance Monthly Premium Per $15,000 of Coverage | |||||
| Tobacco User | |||||
| Age | Employee-only | Employee & Spouse/Domestic Partner | Employee & Children | Employee & Family | |
| <30 | $4.20 | $8.40 | $6.45 | $10.65 | |
| 30-34 | $6.45 | $12.90 | $8.70 | $15.15 | |
| 35-39 | $8.85 | $17.55 | $11.10 | $19.80 | |
| 40-44 | $11.55 | $22.80 | $12.15 | $23.55 | |
| 45-49 | $17.70 | $35.25 | $19.95 | $37.50 | |
| 50-54 | $23.40 | $46.95 | $25.65 | $49.50 | |
| 55-59 | $32.55 | $65.70 | $34.80 | $67.95 | |
| 60-64 | $43.05 | $87.45 | $45.30 | $89.55 | |
| 65-69 | $60.15 | $122.25 | $62.25 | $124.50 | |
| 70+ | $84.60 | $172.05 | $86.85 | $174.30 | |
Critical Illness Insurance Monthly Premium Per $30,000 of Coverage | |||||
| Non-Tobacco User | |||||
| Age | Employee-only | Employee & Spouse/Domestic Partner | Employee & Children | Employee & Family | |
| <30 | $6.90 | $14.10 | $11.40 | $18.30 | |
| 30-34 | $9.60 | $19.20 | $14.10 | $23.40 | |
| 35-39 | $12.00 | $24.00 | $16.50 | $28.50 | |
| 40-44 | $14.40 | $29.10 | $16.80 | $30.90 | |
| 45-49 | $21.60 | $43.20 | $26.10 | $47.70 | |
| 50-54 | $27.90 | $56.10 | $32.40 | $60.60 | |
| 55-59 | $38.10 | $76.80 | $42.30 | $81.30 | |
| 60-64 | $49.80 | $101.40 | $54.30 | $105.60 | |
| 65-69 | $69.00 | $140.10 | $73.20 | $144.60 | |
| 70+ | $98.10 | $199.20 | $102.60 | $203.70 | |
Critical Illness Insurance Monthly Premium Per $30,000 of Coverage | |||||
| Tobacco User | |||||
| Age | Employee-only | Employee & Spouse/Domestic Partner | Employee & Children | Employee & Family | |
| <30 | $8.40 | $16.80 | $12.90 | $21.30 | |
| 30-34 | $12.90 | $25.80 | $17.40 | $30.30 | |
| 35-39 | $17.17 | $35.10 | $22.20 | $39.60 | |
| 40-44 | $23.10 | $45.60 | $24.30 | $47.10 | |
| 45-49 | $35.40 | $70.50 | $39.90 | $75.00 | |
| 50-54 | $46.80 | $93.90 | $51.30 | $98.10 | |
| 55-59 | $65.10 | $131.40 | $69.60 | $135.90 | |
| 60-64 | $86.10 | $174.90 | $90.60 | $179.10 | |
| 65-69 | $120.30 | $244.50 | $124.50 | $249.00 | |
| 70+ | $169.20 | $344.10 | $173.70 | $348.60 | |
*Your deductions may differ slightly due to rounding.
Accident Insurance Resources