Dental Plan

Designed to encourage you and your covered dependents to maintain a regular program of dental care:

MetLife Dental

MetLife is Assurant’s dental plan provider with an expanded network of dentists. You can choose to stay within the network or go outside the network each time you seek dental care. Visit MetLife at metlife.com/mybenefits or call 1-800-942-0854 to find a dentist, view claims or download an ID card. You won’t need an ID card or need to do anything other than tell your dentist you have MetLife insurance, but you may print one from the website.
In-NetworkOut-of-Network
What the Plan pays
Coverage
Preventive and diagnostic services1100%100%
Basic services80%70%
Major services50%40%
Orthodontic services150%50%
What you pay
Annual Deductible (individual/family)2$50/$100$75/$150
Coinsurance
Preventive and diagnostic services0%0%
Basic services20%30%
Major services50%60%
Orthodontic services150%50%
Dental Plan Maximums (combined in- and out-of-network)
Preventive, diagnostic, basic and major services$1,500/person per year
Orthodontic services$1,000/person lifetime maximum
Temporomandibular joint disease$1,000/person lifetime maximum

1 The deductible does not apply to preventive and diagnostic care or to orthodontic services. Coverage for orthodontic services applies to both adults and children.

2 "Family" includes Employee & Spouse/Domestic Partner, Employee & Child(ren), and Employee & Family.